Reflections on 7-Year Adjustable Mortgages

Don't worry, this post isn't really about mortgages. Seven years ago today, I closed on my house. At the time I had a 7-year adjustable mortgage, and seven years sounded like an eternity. Well, those years have flown by (and I've refinanced) and lots of house things have been accomplished. As a summary of where I and my home remodeling team have been, here's the rundown.

• Removed all the hearts and pink trim, wallpaper, and ceilings.


• Replaced the air conditioner


• Remodeled the basement and downstairs bathroom


• Replaced the windows


• Remodeled the hall bathroom


• Greatly enhanced the deck.


• Cut down all the overgrown-ness in the backyard and added grass and flower beds


• Cut down two dead trees and planted two new trees


• And now the kitchen!

I'm sure I'm forgetting something big. We've come a long way, so thanks to my team.